Citizens National Bank is an independent community bank with over $275MM in assets.  Being a locally owned independent bank allows us to be proactive and responsive to the community and customers we serve.  As customers you are able to speak directly with decision makers that understand your business and your financial needs.


All of us at CNB feel privileged to live, work and play in the Park Rapids community.  We are blessed to enjoy a great quality of life, hundreds of lakes, state parks, expansive forests, recreational opportunities, quality health care and educational opportunities.  


If you are currently a CNB customer, we'd like to thank you for your commitment to us, and if not yet a customer, we'd like to invite you to become a part of a hometown, community focused bank where the customer comes first.